1. Acceptance of Terms
By creating an account and using LoanPro Financial's services, you ("Borrower") agree to be fully bound by these Terms and Conditions. If you do not agree, you must not register or use this platform. Your continued use of the system constitutes ongoing acceptance of these terms.
2. Accuracy of Information
You agree to provide accurate, current, and complete information during registration and throughout your use of the platform. Providing false, misleading, or fraudulent information is grounds for immediate account termination and may be subject to legal action.
3. Loan Application & Obligations
Submitting a loan application does not guarantee approval. Approved loans are subject to repayment on the agreed schedule. Failure to repay on time may result in penalties, additional interest, account suspension, and/or referral to collection agencies.
4. Liability and Risk Acknowledgment
You acknowledge and accept full financial responsibility for any loan amounts disbursed to you. LoanPro Financial shall not be held liable for any financial losses, damages, or consequences arising from your borrowing decisions. Any disputes must be settled through proper legal channels.
5. Privacy and Data Use
LoanPro Financial collects and processes your personal data solely for the purpose of account management, loan processing, and legal compliance. Your data will not be sold to third parties. By registering, you consent to this data processing as described in our Privacy Policy.
6. Account Security
You are solely responsible for maintaining the confidentiality of your login credentials. Any activity performed under your account is your responsibility. Notify us immediately if you suspect unauthorized access.
7. Amendments
LoanPro Financial reserves the right to modify these Terms at any time. Continued use of the platform after changes constitutes your acceptance of the revised Terms.
8. Governing Law
These Terms are governed by the laws of the Republic of the Philippines. Any disputes arising shall be subject to the jurisdiction of the appropriate Philippine courts.